How many credit cards do you carry in your wallet? I used to have at least ten, but then over time, I scale down to just a Visa and a Master card. I am one of those people who would open an account to get that introductory discount of 10 to 15 percent off for the first purchase.
It is easy to fall into this trap, especially if I am spending a large amount of money. Department stores know how to lure me in with this offer, and I ended up with a wallet full of credit cards. When the bills arrived at the end of the month, the reality hit me and I realized that I was gullible.
I learned very quick to pay those department store credit cards off first, and look at different options to transfer to a low interest credit card company. My mailbox used to be full of these offers, and one by one, I called to compare the interest rates. However, this task could take me hours and some time days to have all the information that I needed to work with.
CompareCards.com comes into handy for me to finish my search. This site offers a list of different credit card companies with just a click of the mouse. I used it to nail down to only two best credit cards to carry in my wallet for emergency situation!
I can say now that I am happy with just two best credit cards in my wallet.