Friday, August 7, 2009

Finding the Best Credit Cards Just Gets Easier

How many credit cards do you carry in your wallet? I used to have at least ten, but then over time, I scale down to just a Visa and a Master card. I am one of those people who would open an account to get that introductory discount of 10 to 15 percent off for the first purchase.

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It is easy to fall into this trap, especially if I am spending a large amount of money. Department stores know how to lure me in with this offer, and I ended up with a wallet full of credit cards. When the bills arrived at the end of the month, the reality hit me and I realized that I was gullible.
I learned very quick to pay those department store credit cards off first, and look at different options to transfer to a low interest credit card company. My mailbox used to be full of these offers, and one by one, I called to compare the interest rates. However, this task could take me hours and some time days to have all the information that I needed to work with. comes into handy for me to finish my search. This site offers a list of different credit card companies with just a click of the mouse. I used it to nail down to only two best credit cards to carry in my wallet for emergency situation!

I can say now that I am happy with just two best credit cards in my wallet.

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  1. i only have 2, amex (from costco) and we get 2- 3% cashback on most purchases, so, we earn from them :)

    then, visa, since amex is not widely accepted :( but since we are members of costco, and costco accepts only amex, thus we got amex. otherwise, maybe i would only have visa.

    this will help those who are looking for which credit card to use Icy.

  2. Excellent article Icy...well worth checking this site out


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